Member Article Library

February 2007

International Scam Warning
Published February 06, 2007
An IACC member submitted this story to share with the membership, so that you can be prepared if it happens to you.  Read on...

January 2007

Don't Make it a Gamble
Published January 24, 2007
Playing poker is a lot like litigating collection cases. You try to win as much as you can with as little risk as possible. Read on...

Early Detection Could Preclude Trade Debt
Published January 24, 2007
With a predicted rise in business bankruptcies for 2007, financial executives must continually weigh the cost of doing business with the risk of doing business.  Read on...

U.S. Corporate Bankruptcies to Rise 17 Percent in 2007
Published January 24, 2007
Global Insight announced that U.S. corporate bankruptcies are expected to increase by 17 percent in 2007, after falling an estimated 20 percent in 2006. Read on...

Small Business Use of Credit Cards Increase
Published January 24, 2007
The number of small business loans outstanding under $100,000 increased 25 percent between June 2004 and June 2005, according to a report released Dec. 14, 2006 by the Office of Advocacy of the U.S. Small Business Administration.  Read on...

November 2006

Study Reveals Two-Thirds of U.S. Businesses Surveyed Turning from Checks to More Efficient Commercial Payment Methods
Published November 6, 2006
Experian®, a global information solutions company, announced in late June the results of a comprehensive study that examines the correlation between a small-business owner's personal credit score and his or her commercial credit score. Both scores were studied to highlight which   Read on...

NACHA Implements New Rules on Identifying Business Checks Ineligible for Conversion
Published November 6, 2006
NACHA-The Electronic Payments Association is making available education and training materials for businesses and financial institutions to implement NACHA's new rules on identifying business checks that are ineligible for conversion.   Read on...

October 2006

Commercial/Multifamily Mortgage Debt Outstanding Surpasses $2.7 Trillion
Published October 5, 2006
The level of commercial/multifamily mortgage debt outstanding surpassed $2.7 trillion in the first quarter, growing 2.9 percent over the past three months, according to the Mortgage Bankers Association (MBA) analysis of Federal Reserve Board Flow of Funds data. Read on...

Experian study highlights relationship between business and consumer credit scores
Published October 5, 2006
New study provides an in-depth analysis on whether personal or commercial credit information is a leading indicator of small-business risk. Experian®, a global information solutions company, announced Read on...

Ifo Institute: Insolvencies in an international comparison
Published October 5, 2006
The total number of insolvencies—of businesses and private households—displays an increasing trend in industrial countries, with the exception of  Read on...

June 2006

British Banks Supporting Small Business
Published June 20, 2006
According to a Feb. 2, 2006, report by the British Bankers’ Association (BBA), support for small businesses is expanding. The BBA's monitoring of the main banks involved with the SME market provides the following picture of support for small businesses in the UK. Read on...

Golden Era Returns as Many Industries are Flush with Cash
Published June 20, 2006
With record excess cash holdings, U.S. companies have the potential to significantly alter economic conditions going into 2006/07, according to a new report from RBC Economics, titled “Outlook for North American Business Finances.”  Read on...

Changes in the Bankruptcy Law
Published June 20, 2006
Wanda Borges, principal member of Borges and Associates Law Firm in New York, presented a session at IACC’s 35th Annual Convention regarding the new bankruptcy law and how it could affect IACC members. The Convention, held January 19-21, 2006 in Miami Beach, Fla., had many great sessions with fantastic reviews. Read on...