Credit Instruments: Properly Documenting Your Commercial Credit Transactions

Lorna Walker is the principal of Sweet & Walker, a Professional Corporation. She has practiced law in the San Francisco Bay Area for more than 25 years. Ms. Walker received her Bachelor of Science degree in Accounting from the University of Idaho in 1988 and graduated summa cum laude. Ms. Walker received her Juris Doctorate degree from the University of Utah School of Law in 1991.

For the past 25 years, Ms. Walker has emphasized commercial collection litigation, contract litigation, and judgment enforcement. She has handled a variety of commercial matters on behalf of creditors, including breach of contract, commercial code transactions, fraudulent transfer actions, alter-ego claims, successor-in-interest actions, and some bankruptcy matters. Ms. Walker has a high success rate in both her trials and appellate matters.

Ms. Walker is a frequent speaker on creditor’s rights topics. She has presented programs for various trade groups, including programs directed to the oil and gas industry, the wine industry, the food and beverage industry, the marijuana industry, credit managers associations, and legal groups. She has spoken about foreign judgment enforcement, credit applications, complex litigation issues, and personal guarantees.

Ms. Walker is actively involved in the Commercial Law League of America (“CLLA”) and the firm is a member of the International Association of Commercial Collectors (“IACC”), the California Creditors Bar Association, and the Commercial Collection Agencies of America. Ms. Walker currently serves on the CLLA Board of Governors as an President Elect and previously served as Attorney Board Member and the Creditor’s Rights Section Representative. Ms. Walker also is the current Chair of the CLLA Marketing Committee and has served on various committees for the CLLA and the IACC. Previously, Ms. Walker has served as Chair of the Creditor’s Rights Section, President of the Western Region, Chair and Vice Chair of the National Education Committee, Treasurer and Vice Chair of the Creditor’s Rights Section, Chair and Co-Chair of the education committee for the Creditor’s Rights Section, and Chair of the National Nominating Committee. She also has served on the Board of the Fund for Public Education and on the Board for the CLLA Western Region.